Payday loan requirement list

To get a payday loan you must meet some requirements that vary between payday loan lenders.

Typical ones are listed below:

• You must be an US citizen
• You must be 18 years or older
• You must have a US bank based and active checking account
• You should earn over $800 (after taxes) per month
• You should have recurring monthly income

Some payday lenders will also ask you to fax or snail mail the following documents or copies:

• pay stub
• bank statement
• any other proof of your income
• utility bill with your address and name on it
• your ID

Many lenders will not check your credit history, thus, will NOT require your social security number (SSN).

To get a payday loan you will need to provide your checking account number and ABA routing code. Otherwise, the payday loan lender will be not able to deposit your cash.